/* NZDis — adapted template with cream, navy and teal design.
   Shared by every static page. Decorative hero artwork is CSS only. */
:root {
  --bg: #f6f3ec;
  --bg-2: #efeee5;
  --surface: #fff;
  --surface-2: #f0f5f5;
  --line: #dbe2e4;
  --line-2: #bbcbd0;
  --ink: #142c43;
  --ink-soft: #47586a;
  --ink-mute: #637384;
  --gold: #9b7731;
  --gold-hi: #785b22;
  --gold-ink: #fff;
  --good: #23734e;
  --bad: #ac453d;
  --rank: #48725d;
  --badge-bg: #e8f0f1;
  --forest: #0e4656;
  --forest-deep: #0b2134;
  --mint: #9eddd8;
  --cta: #087c77;
  --cta-hover: #05605e;
  --radius: 14px;
  --radius-sm: 10px;
  --shadow: 0 3px 18px rgb(22 53 39 / 6%);
  --maxw: 1140px;
  --font: "Wix Madefor Text", system-ui, -apple-system, "Segoe UI", sans-serif;
  --display: "Wix Madefor Display", var(--font);
  --big: "Bebas Neue", Impact, sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; scroll-padding-top: 100px; }
body { margin: 0; font-family: var(--font); background: var(--bg); color: var(--ink); line-height: 1.65; font-size: 17px; }
img { max-width: 100%; display: block; }
a { color: #096b75; text-decoration: none; text-underline-offset: 3px; }
a:hover { text-decoration: underline; }
a:focus-visible, button:focus-visible, summary:focus-visible { outline: 3px solid #b58b3e; outline-offset: 4px; }
h1, h2, h3, h4, h5 { font-family: var(--display); }
.wrap { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 20px; }
[hidden] { display: none !important; }

/* ---------- Skip + top strip ---------- */
.skip { position: absolute; left: -999px; }
.skip:focus { left: 12px; top: 12px; background: var(--gold); color: var(--gold-ink); padding: 8px 14px; border-radius: 8px; z-index: 200; }
.topstrip {
  background: var(--forest-deep);
  color: #b4cbd5;
  font-size: 12px;
  border-bottom: 1px solid var(--line);
}
.topstrip .wrap { display: flex; gap: 16px; align-items: center; justify-content: center; padding: 7px 20px; flex-wrap: wrap; }
.topstrip strong { color: #fff; }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: var(--forest-deep);
  box-shadow: 0 2px 12px rgb(0 0 0 / 8%);
  border-bottom: 1px solid var(--line);
}
.site-header .wrap { display: flex; align-items: center; gap: 20px; height: 76px; }
.brand { display: flex; align-items: center; gap: 11px; font-family: var(--big); font-weight: 400; font-size: 30px; letter-spacing: 1px; color: #fff; }
.brand:hover { text-decoration: none; }
.brand .crest { width: 30px; height: 34px; flex: 0 0 auto; }
.brand b { color: #a0e1d9; font-weight: 400; }
.nav { display: flex; gap: 2px; margin-left: auto; align-items: center; }
.nav-item { position: relative; }
.nav-top { display: inline-flex; align-items: center; gap: 5px; color: #dfeaf0; padding: 24px 13px; border-radius: 8px; font-size: 15px; font-weight: 600; }
.nav-top:hover { background: transparent; color: #fff; text-decoration: none; box-shadow: inset 0 -3px #8bd9d1; }
.nav-top[aria-current="page"] { color: #a0e1d9; box-shadow: inset 0 -3px #a0e1d9; }
.caret { font-size: 10px; color: #b4cbd5; transition: transform .15s ease; }
.nav-item.has-sub:hover .caret, .nav-item.has-sub:focus-within .caret { transform: rotate(180deg); }

.dropdown {
  position: absolute; top: calc(100% + 6px); left: 0; min-width: 220px;
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius-sm);
  box-shadow: var(--shadow); padding: 6px; z-index: 120;
  opacity: 0; visibility: hidden; transform: translateY(-6px); transition: opacity .14s ease, transform .14s ease, visibility .14s;
}
.nav-item.has-sub:hover .dropdown, .nav-item.has-sub:focus-within .dropdown { opacity: 1; visibility: visible; transform: translateY(0); }
.nav-item:last-child .dropdown { left: auto; right: 0; }
.dropdown::before { content: ""; position: absolute; top: -6px; left: 0; right: 0; height: 6px; } /* hover bridge */
.dropdown a { display: block; color: var(--ink-soft); padding: 9px 12px; border-radius: 7px; font-size: 14.5px; font-weight: 600; white-space: nowrap; }
.dropdown a:hover { background: var(--surface-2); color: var(--ink); text-decoration: none; }
.dropdown a[aria-current="page"] { color: var(--gold-hi); }

.navtoggle { display: none; background: var(--surface); border: 1px solid var(--line-2); color: var(--ink); width: 42px; height: 40px; border-radius: 9px; font-size: 20px; margin-left: auto; cursor: pointer; }

@media (max-width: 860px) {
  .navtoggle { display: block; }
  .nav {
    position: absolute; inset: 100% 0 auto 0; flex-direction: column; gap: 0; align-items: stretch;
    background: var(--bg-2); border-bottom: 1px solid var(--line); padding: 8px 16px 18px;
    margin-left: 0; display: none; max-height: calc(100dvh - 140px); overflow-y: auto;
  }
  .nav.open { display: flex; }
  .nav-item { position: static; }
  .nav-top { color: var(--ink); border-radius: 0; border-bottom: 1px solid var(--line); padding: 13px 4px; }
  .caret { display: none; }
  .dropdown {
    position: static; opacity: 1; visibility: visible; transform: none; box-shadow: none;
    border: 0; background: transparent; padding: 0 0 6px 0; min-width: 0;
  }
  .dropdown::before { display: none; }
  .dropdown a { padding: 10px 4px 10px 18px; border-bottom: 1px solid var(--line); color: var(--ink-soft); }
}

/* ---------- NZDis hero: navy field with teal contour lines ---------- */
.hero { position: relative; isolation: isolate; overflow: hidden; padding: 62px 0 48px; background: linear-gradient(115deg, #10263f 0%, #153c55 64%, #096b73 100%); border-bottom: 4px solid #7fd2c8; color: #fff; }
.hero::before, .hero::after { content: ""; position: absolute; z-index: -1; pointer-events: none; }
.hero::before { width: 490px; height: 490px; right: max(-100px, calc((100vw - 1300px) / 2)); top: -110px; border: 1px solid rgb(139 217 209 / 38%); border-radius: 50%; box-shadow: 0 0 0 32px rgb(139 217 209 / 5%), 0 0 0 33px rgb(139 217 209 / 24%), 0 0 0 74px rgb(139 217 209 / 4%), 0 0 0 75px rgb(139 217 209 / 19%), 0 0 0 122px rgb(139 217 209 / 3%), 0 0 0 123px rgb(139 217 209 / 14%); }
.hero::after { inset: 0; background: linear-gradient(90deg, #10263f, rgb(16 38 63 / 82%) 42%, transparent); }
.hero .wrap { position: relative; }
.hero .eyebrow { color: #9eddd8; font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 2px; margin: 0 0 18px; }
.hero h1 { max-width: 870px; font-size: clamp(30px, 4.1vw, 48px); font-weight: 800; line-height: 1.13; margin: 0 0 22px; letter-spacing: -1.1px; text-wrap: balance; color: #fff; }
.hero .lede { max-width: 780px; font-size: 17px; color: #dce8ef; margin: 0 0 24px; }
.hero a { color: #a4e7df; text-decoration: underline; }
.trustrow { display: flex; flex-wrap: wrap; gap: 9px; margin-top: 6px; }
.trust { display: inline-flex; align-items: center; gap: 7px; background: rgb(255 255 255 / 5%); border: 1px solid rgb(158 221 216 / 35%); color: #d9efed; font-size: 12px; font-weight: 500; padding: 6px 12px; border-radius: 999px; }
.updated { color: var(--ink-mute); font-size: 13px; margin-top: 18px; }
@media (max-width: 600px) {
  .hero { padding: 30px 0 28px; }
  .hero h1 { font-size: 28px; letter-spacing: -.6px; margin-bottom: 16px; }
  .hero .lede { font-size: 15px; }
  .hero .eyebrow { font-size: 10px; margin-bottom: 12px; }
  .hero::before { right: -350px; opacity: .6; }
  .trust { font-size: 10px; padding: 5px 8px; }
}

/* ---------- Generic section ---------- */
main { padding-bottom: 40px; }
section { padding: 34px 0; }
h2 { font-size: clamp(22px, 3vw, 31px); line-height: 1.2; margin: 0 0 6px; letter-spacing: -.3px; }
h3 { font-size: 21px; margin: 26px 0 8px; }
h4 { font-size: 17px; margin: 18px 0 6px; color: var(--ink); }
p { margin: 0 0 15px; color: var(--ink-soft); }
.lead { color: var(--ink); font-size: 18.5px; }
.muted { color: var(--ink-mute); font-size: 14px; }
ul, ol { color: var(--ink-soft); padding-left: 22px; }
li { margin: 6px 0; }
.section-intro { max-width: 820px; }

/* ---------- Comparison rows: desktop rows, mobile cards ---------- */
.toplist { margin: 12px auto 8px; }
.cmp-wrap { margin: 22px 0 0; }
table.cmp { width: 100%; border-collapse: separate; border-spacing: 0 12px; font-size: 14px; }
table.cmp thead th { color: var(--ink-mute); text-transform: uppercase; letter-spacing: .8px; font-size: 10px; text-align: left; padding: 0 12px; }
table.cmp tbody td { padding: 18px 12px; background: #fff; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); vertical-align: middle; color: var(--ink-soft); }
table.cmp tbody td:first-child { border-left: 1px solid var(--line); border-radius: 14px 0 0 14px; }
table.cmp tbody td:last-child { border-right: 1px solid var(--line); border-radius: 0 14px 14px 0; }
table.cmp tbody tr.is-top td { background: #fffcf2; border-color: #b79a55; }
table.cmp tbody tr:hover td { background: #f5f7f0; }
.rank-badge { display: inline-flex; align-items: center; justify-content: center; min-width: 30px; color: #8b967f; font: 28px var(--big); }
tr.is-top .rank-badge { color: #957021; }
.op-cell { display: flex; align-items: center; gap: 13px; min-width: 180px; }
.op-logo { width: 92px; height: 58px; object-fit: contain; background: #fff; border: 1px solid var(--line); border-radius: 10px; padding: 8px; flex: 0 0 auto; }
.op-logo.placeholder { display: flex; align-items: center; justify-content: center; color: var(--ink); font-weight: 800; font-size: 18px; }
.op-name { font-family: var(--display); font-weight: 800; color: var(--ink); }
.op-sub { font-size: 11px; color: var(--ink-mute); }
.bonus-strong { display: inline-block; padding: 8px 10px; background: #f7edcf; border: 1px solid #d3bd80; border-radius: 8px; color: #453e26; font-weight: 700; line-height: 1.4; }
.rating { color: var(--forest); font: 28px var(--big); line-height: 1; }
.rating small { display: block; font: 11px var(--font); color: var(--ink-mute); margin-top: 4px; }
table.cmp .rating { font: 800 36px/1.1 var(--display); color: var(--ink); }
table.cmp .rating small { display: inline; margin: 0; font: 600 18px/1.1 var(--display); }
.btn-cta { display: inline-flex; align-items: center; justify-content: center; gap: 7px; background: var(--cta); color: #fff; font-family: var(--display); font-weight: 800; font-size: 14px; padding: 12px 20px; border-radius: 10px; text-align: center; border: 1px solid transparent; transition: background .15s ease, transform .15s ease; }
.btn-cta:hover { color: #fff; text-decoration: none; background: var(--cta-hover); transform: translateY(-1px); }
.btn-cta:active { transform: translateY(1px); }
.btn-cta.lg { font-size: 16px; padding: 14px 26px; }
.btn-cta.block { width: 100%; }
@media (min-width: 961px) { table.cmp .btn-cta { white-space: nowrap; } }
@media (max-width: 960px) {
  table.cmp, table.cmp tbody { display: block; }
  table.cmp thead { position: absolute; width: 1px; height: 1px; overflow: hidden; clip-path: inset(50%); }
  table.cmp tbody { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
  table.cmp tbody tr { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; align-content: start; background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 20px; box-shadow: var(--shadow); }
  table.cmp tbody tr.is-top { border: 1px solid #b79a55; background: #fffcf2; }
  table.cmp tbody td, table.cmp tbody td:first-child, table.cmp tbody td:last-child, table.cmp tbody tr.is-top td, table.cmp tbody tr:hover td { display: block; padding: 0; border: 0; background: transparent; border-radius: 0; min-width: 0; }
  table.cmp td::before { content: attr(data-label); display: block; margin-bottom: 5px; color: var(--ink-mute); font-size: 10px; text-transform: uppercase; letter-spacing: .7px; }
  table.cmp td:first-child { grid-column: 1 / -1; }
  table.cmp td:first-child::before, table.cmp td:nth-child(2)::before, table.cmp td:last-child::before { display: none; }
  table.cmp td:nth-child(2), table.cmp td:nth-child(3), table.cmp td:last-child { grid-column: 1 / -1; }
  table.cmp td:last-child { align-self: end; }
  table.cmp .btn-cta { width: 100%; }
  .op-cell { min-width: 0; }
  .op-logo { width: 112px; height: 66px; }
}
@media (max-width: 600px) {
  table.cmp tbody { grid-template-columns: 1fr; }
}

/* ---------- Operator mini-review cards ---------- */
.review { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; margin: 20px 0; scroll-margin-top: 90px; }
.review-head { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; border-bottom: 1px solid var(--line); padding-bottom: 16px; margin-bottom: 8px; }
.review-head .op-logo { width: 110px; height: 60px; }
.review-head .rank-badge { width: 34px; height: 34px; }
.review-head h3 { margin: 0; font-size: 23px; }
.review-head .score { margin-left: auto; text-align: center; }
.review-head .score b { font-size: 26px; color: var(--gold-hi); display: block; line-height: 1; }
.review-head .score small { color: var(--ink-mute); font-size: 11px; }
.review-head .cta-slot { width: 100%; }
@media (min-width: 620px) { .review-head .cta-slot { width: auto; } }

.pros-cons { display: grid; grid-template-columns: 1fr; gap: 14px; margin: 14px 0; }
@media (min-width: 620px) { .pros-cons { grid-template-columns: 1fr 1fr; } }
.pc { border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 14px 16px; background: var(--bg-2); }
.pc h4 { margin: 0 0 8px; font-size: 15px; }
.pc.pros h4 { color: var(--good); }
.pc.cons h4 { color: var(--bad); }
.pc ul { list-style: none; padding: 0; margin: 0; }
.pc li { position: relative; padding-left: 22px; font-size: 14.5px; }
.pc.pros li::before { content: "✓"; position: absolute; left: 0; color: var(--good); font-weight: 800; }
.pc.cons li::before { content: "✕"; position: absolute; left: 0; color: var(--bad); font-weight: 800; }

/* ---------- Data / spec tables ---------- */
table.spec { width: 100%; border-collapse: collapse; margin: 14px 0; font-size: 14.5px; border: 1px solid var(--line); border-radius: var(--radius-sm); overflow: hidden; }
table.spec th, table.spec td { text-align: left; padding: 10px 14px; border-bottom: 1px solid var(--line); }
table.spec th { background: var(--bg-2); color: var(--ink-soft); font-weight: 600; width: 45%; }
table.spec td { color: var(--ink); }
table.spec tr:last-child th, table.spec tr:last-child td { border-bottom: 0; }
.fact-ref { font-size: 10px; margin-left: 4px; white-space: nowrap; }
.operator-sources { margin: 8px 0 20px; font-size: 13px; color: var(--ink-soft); }
.operator-sources summary { cursor: pointer; color: var(--ink); font-weight: 600; }
.operator-sources ol { padding-left: 22px; }
.operator-sources a { overflow-wrap: anywhere; }
.btn-cta.unavailable { background: var(--bg-2); color: var(--ink-soft); cursor: default; box-shadow: none; }
.note { font-size: 13.5px; color: var(--ink-mute); font-style: italic; margin-top: 6px; }
.flag-indicative { color: var(--gold-hi); font-style: normal; }

/* ---------- Content tables (markets, payments) ---------- */
table.data { width: 100%; border-collapse: collapse; margin: 16px 0; font-size: 15px; border: 1px solid var(--line); border-radius: var(--radius-sm); overflow: hidden; }
table.data thead th { background: var(--bg-2); color: var(--ink-mute); text-transform: uppercase; font-size: 11.5px; letter-spacing: .5px; text-align: left; padding: 11px 14px; }
table.data td { padding: 11px 14px; border-top: 1px solid var(--line); color: var(--ink-soft); }
table.data tbody tr:hover { background: var(--surface-2); }

/* ---------- Callouts ---------- */
.callout { border: 1px solid var(--line-2); border-left: 3px solid var(--gold); background: var(--bg-2); border-radius: var(--radius-sm); padding: 16px 18px; margin: 18px 0; }
.callout.rg { border-left-color: var(--good); }
.callout h4 { margin: 0 0 6px; }
.anchor-nav { display: flex; flex-wrap: wrap; gap: 8px; margin: 18px 0 4px; }
.anchor-nav a { background: var(--badge-bg); border: 1px solid var(--line-2); color: var(--ink-soft); font-size: 13.5px; font-weight: 600; padding: 6px 12px; border-radius: 999px; }
.anchor-nav a:hover { background: var(--surface-2); color: var(--ink); text-decoration: none; }

/* ---------- FAQ ---------- */
.faq details { border: 1px solid var(--line); border-radius: var(--radius-sm); margin: 10px 0; background: var(--surface); overflow: hidden; }
.faq summary { cursor: pointer; padding: 15px 18px; font-weight: 700; color: var(--ink); list-style: none; display: flex; justify-content: space-between; gap: 12px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; color: var(--gold); font-weight: 800; font-size: 20px; }
.faq details[open] summary::after { content: "−"; }
.faq details[open] summary { border-bottom: 1px solid var(--line); }
.faq .faq-body { padding: 14px 18px; }
.faq .faq-body p:last-child { margin-bottom: 0; }

/* ---------- Author / EEAT ---------- */
.author-portrait { display: block; width: 88px; height: 88px; object-fit: cover; border-radius: 50%; margin-bottom: 14px; }
.mobile-author-portrait { display: inline-block; width: 16px; height: 16px; object-fit: cover; border-radius: 50%; vertical-align: text-bottom; margin-right: 4px; }
.byline { display: flex; align-items: center; gap: 12px; margin: 16px 0; padding: 14px 16px; background: var(--bg-2); border: 1px solid var(--line); border-radius: var(--radius-sm); font-size: 14px; }
.byline .avatar { width: 46px; height: 46px; border-radius: 50%; background: var(--surface-2); border: 1px solid var(--line-2); object-fit: cover; flex: 0 0 auto; }
.byline .meta b { color: var(--ink); }
.byline .meta span { color: var(--ink-mute); display: block; font-size: 13px; }
.byline .meta a { color: var(--gold-hi); }

/* ---------- Cards grid (pillars / categories) ---------- */
.cards { display: grid; grid-template-columns: 1fr; gap: 16px; margin: 18px 0; }
@media (min-width: 640px) { .cards { grid-template-columns: 1fr 1fr; } }
@media (min-width: 940px) { .cards.three { grid-template-columns: 1fr 1fr 1fr; } }
.card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; transition: border-color .15s ease, transform .15s ease; }
.card:hover { border-color: var(--line-2); transform: translateY(-2px); }
.card h3 { margin: 0 0 6px; font-size: 19px; }
.card p { font-size: 14.5px; margin-bottom: 10px; }
.card .arrow { color: var(--gold-hi); font-weight: 700; font-size: 14.5px; }

/* ---------- Breadcrumb ---------- */
.crumbs { font-size: 12px; color: var(--ink-mute); padding: 14px 20px; }
.crumbs a { color: var(--ink-soft); }
.crumbs span { color: var(--ink-mute); }

/* ---------- Footer ---------- */
.site-footer { background: var(--forest-deep); border-top: 1px solid var(--line); padding: 40px 0 28px; margin-top: 30px; }
.foot-grid { display: grid; grid-template-columns: 1fr; gap: 26px; }
@media (min-width: 720px) { .foot-grid { grid-template-columns: 2fr 1fr 1fr; } }
.foot-brand .brand { margin-bottom: 10px; }
.foot-brand p { font-size: 14px; color: var(--ink-mute); max-width: 360px; }
.foot-col h5 { color: var(--ink); font-size: 14px; text-transform: uppercase; letter-spacing: .5px; margin: 0 0 12px; }
.foot-col a { display: block; color: var(--ink-soft); font-size: 14.5px; padding: 4px 0; }
.foot-col a:hover { color: var(--gold-hi); }
.foot-bottom { border-top: 1px solid var(--line); margin-top: 28px; padding-top: 20px; font-size: 13px; color: var(--ink-mute); display: flex; flex-wrap: wrap; gap: 14px; align-items: center; justify-content: space-between; }
.rg-footer { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; }
.age-badge { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 50%; border: 2px solid var(--bad); color: var(--bad); font-weight: 800; font-size: 13px; flex: 0 0 auto; }

/* ---------- Utility ---------- */
.center { text-align: center; }
.cta-center { text-align: center; margin: 26px 0; }
.hr { height: 1px; background: var(--line); border: 0; margin: 30px 0; }
.pill { display: inline-block; font-size: 12px; font-weight: 700; padding: 3px 9px; border-radius: 999px; background: var(--badge-bg); border: 1px solid var(--line-2); color: var(--ink-soft); }
.yes { color: var(--good); font-weight: 700; }
.no { color: var(--bad); font-weight: 700; }

/* Shared template details across editorial, legal and author pages. */
.page-contents { margin: 22px 0 0; border: 1px solid var(--line); background: var(--surface); border-radius: var(--radius-sm); padding: 14px 18px; font-size: 14px; }
.page-contents summary { cursor: pointer; color: var(--ink); font-weight: 700; }
.page-contents ol { columns: 2; column-gap: 36px; margin-bottom: 0; }
.page-contents li { break-inside: avoid; }
@media (max-width: 600px) { .page-contents ol { columns: 1; } }
input, textarea { font: inherit; }
input:focus-visible, textarea:focus-visible { outline: 3px solid #b58b3e; outline-offset: 3px; }
section.wrap { padding-top: 36px; padding-bottom: 24px; }
h2 { font-size: clamp(23px, 3vw, 30px); margin-bottom: 14px; }
h3, h4 { line-height: 1.3; }
.review, .card, .faq details { box-shadow: var(--shadow); }
.review { padding: 28px; }
.review-head .score b { color: var(--forest); font-family: var(--big); font-size: 34px; }
.faq summary { padding: 19px 22px; }
.faq summary::after { color: var(--forest); }
.site-footer { padding-top: 48px; --ink: #f2f6f8; --ink-soft: #cbdbe5; --ink-mute: #acc2d0; --line: #30495d; --gold-hi: #a0e1d9; }
.site-footer a { color: #d8e5ed; }
.site-footer .brand { color: #fff; }
.site-footer .age-badge { background: #e5f1f3; color: var(--forest); border: 0; }
.foot-grid { gap: 36px; }
.rg-footer { flex-wrap: nowrap; align-items: flex-start; }
@media (max-width: 860px) {
  .nav .nav-top:hover, .nav .nav-top[aria-current="page"] { color: var(--forest); box-shadow: none; background: #e4eff1; }
}
@media (max-width: 600px) {
  .wrap { padding-left: 18px; padding-right: 18px; }
  .topstrip .wrap { gap: 4px 12px; font-size: 10px; padding: 7px 12px; }
  .review { padding: 18px; }
  .review-head { gap: 12px; }
  .review-head h3 { font-size: 21px; }
  table.data { display: block; overflow-x: auto; }
  table.spec { font-size: 13px; }
  table.spec th, table.spec td { padding: 10px; overflow-wrap: anywhere; }
  .btn-cta { white-space: normal; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
}


/* NZDis content components retain their established markup and URLs. */
:root { --border: var(--line); --muted: var(--ink-mute); --ink-2: var(--ink-soft); --star: #a57919; --navy-grad: linear-gradient(135deg, #10263f, #096b73); }
.brand-mark { display: grid; place-items: center; width: 36px; height: 36px; border: 1px solid #89d3ce; border-radius: 9px; color: #a0e1d9; font: 800 15px var(--display); letter-spacing: 0; }
.topstrip a { color: #e2efef; }
.page-content { padding-top: 32px; }
.page-content > section { padding: 24px 0; }
.page-content > .author-profile { padding: 28px; margin-bottom: 24px; }
.author-profile .op-head { margin-bottom: 16px; gap: 16px; }
.author-profile .op-head .tag, .author-profile > p:last-child { margin-bottom: 0; }
@media (max-width: 600px) {
  .page-content > .author-profile { padding: 20px; margin-bottom: 20px; }
}
.page-content > .toplist:first-child { padding-top: 0; margin-top: 0; }
.page-content h2 { margin-top: 24px; }
.page-content > .toplist h2 { margin-top: 0; }
.page-content h2, .page-content h3, .page-content section[id] { scroll-margin-top: 100px; }
.editorial-content { padding-top: 16px; }
.crumb { padding: 12px 0; font-size: 12px; color: var(--ink-mute); }
.crumb a { color: var(--ink-soft); }
.grid-2, .proscons { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; margin: 18px 0; }
.grid-2 > * { min-width: 0; }
.pros, .cons { border: 1px solid var(--line); border-radius: 10px; padding: 16px; }
.pros { background: #f0f7f4; }.cons { background: #fcf1ef; }
.pros h4, .cons h4 { margin-top: 0; }
.optable { width: 100%; border-collapse: collapse; margin: 18px 0; background: #fff; font-size: 14px; }
.optable th, .optable td { padding: 12px 14px; border: 1px solid var(--line); text-align: left; overflow-wrap: anywhere; }
.optable th { background: var(--bg-2); color: var(--ink); }
.op-review { border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; margin: 24px 0; background: #fff; box-shadow: var(--shadow); }
.op-head { display: flex; align-items: center; gap: 14px; flex-wrap: wrap; }
.op-head > img { width: 90px; height: 56px; object-fit: contain; border: 1px solid var(--line); border-radius: 8px; padding: 6px; background: #fff; }
.rating .stars { color: var(--star); font: 14px var(--font); margin-left: 8px; }
.btn-cta.sm { padding: 9px 15px; font-size: 13px; }
.author { display: flex; gap: 14px; align-items: center; background: #edf2f4; border: 1px solid var(--line); border-radius: 12px; padding: 16px; margin: 24px 0; font-size: 14px; }
.avatar { display: grid; place-items: center; width: 48px; height: 48px; border-radius: 50%; background: var(--navy-grad); color: #fff; font-weight: 800; flex: 0 0 auto; }
.avatar.author-photo { display: block; object-fit: cover; padding: 0; border: 0; border-radius: 50%; }
.author small { color: var(--ink-mute); }
.author a { font-weight: 700; }
.hero .author { max-width: 870px; margin: 0 0 24px; color: var(--ink); border-color: #cfdde3; }
.hero .author a { color: #006b78; text-decoration: none; }
.hero .author a:hover { text-decoration: underline; }
.hero .author .meta { min-width: 0; }
.author-updated { display: inline-block; }
.author-date-short { display: none; }
.tag { display: inline-block; background: var(--badge-bg); border: 1px solid var(--line); border-radius: 7px; padding: 3px 9px; font-size: 12px; color: var(--ink-soft); }
.rg { background: #edf4f1; border: 1px solid #c4d9cf; border-left: 4px solid #087c77; border-radius: 10px; padding: 20px; margin: 28px 0; font-size: 14px; color: #314f45; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 40px; }
.footer-grid .brand { margin-bottom: 16px; }
.footer-grid p, .footer-grid a { font-size: 14px; }
.footer-grid .brand { font-size: 30px; }
.footer-grid p { color: #b8ccd9; max-width: 410px; }
.footer-grid ul { list-style: none; padding: 0; }
.footer-grid h4 { color: #fff; margin-top: 0; font-size: 14px; text-transform: uppercase; letter-spacing: 1px; }
.rg-foot { border-top: 1px solid #30495d; padding-top: 24px; margin-top: 28px; font-size: 12px; }
.rg-foot p { color: #acc2d0; }
.age-chip { display: inline-grid; place-items: center; width: 32px; height: 32px; background: #e5f1f3; color: #0b2134; border-radius: 50%; font-weight: 800; margin-right: 8px; }
input, textarea { max-width: 100%; }
.btn-cta { cursor: pointer; }
.mobile-award, .mobile-score, .mobile-card-details, .mobile-card-terms, .mobile-cta-label { display: none; }
@media (min-width: 961px) { table.cmp { table-layout: auto; } table.cmp td:nth-child(3) { min-width: 180px; } .op-cell { min-width: 160px; gap: 10px; } .op-logo { width: 76px; } table.cmp td, table.cmp th { padding-left: 9px; padding-right: 9px; } }
@media (max-width: 960px) { table.cmp td { overflow-wrap: anywhere; } table.cmp td:last-child { margin-top: 4px; } }
@media (max-width: 700px) { .grid-2, .proscons, .footer-grid { grid-template-columns: 1fr; } .footer-grid { gap: 22px; } .op-review { padding: 18px; } }
@media (max-width: 600px) {
  .site-header .wrap { height: 60px; }
  .brand { font-size: 26px; }
  .topstrip .wrap { gap: 2px 8px; }
  .topstrip .wrap > span:last-child { display: none; }
  .page-content { padding-top: 24px; }
  table.cmp tbody { gap: 18px; }
  table.cmp tbody tr, table.cmp tbody tr.is-top { grid-template-columns: minmax(0, 1fr); gap: 12px; padding: 16px; border: 1px solid #b8cbd0; border-radius: 18px; background: #fff; }
  table.cmp tbody tr.is-top { border: 2px solid #087c77; }
  table.cmp tbody td { grid-column: 1 / -1; }
  table.cmp td::before { display: none; }
  table.cmp tbody tr td:first-child { order: 0; display: flex; align-items: center; justify-content: space-between; }
  .rank-badge { width: 30px; height: 30px; border: 1px solid #a5c4c5; border-radius: 50%; font: 700 13px var(--font); color: #246375; }
  .mobile-award { display: inline; color: #096b73; font-size: 10px; font-weight: 800; letter-spacing: 1px; text-transform: uppercase; }
  table.cmp td:nth-child(2) { order: 1; }
  table.cmp .op-cell { flex-direction: column; text-align: center; gap: 10px; }
  table.cmp .op-logo { width: min(230px, 100%); height: 64px; padding: 10px 24px; }
  table.cmp .op-name { font-size: 24px; line-height: 1.2; }
  table.cmp .op-sub, .desktop-rating, .desktop-cta-label, table.cmp tbody tr td.comparison-fact { display: none; }
  table.cmp td[data-label="Rating"] { order: 2; }
  .mobile-score { display: block; text-align: center; }
  .mobile-score strong { color: #096b73; font-size: 11px; letter-spacing: .8px; }
  .mobile-score-track { height: 7px; margin: 5px 0; background: #e4ecec; border-radius: 10px; overflow: hidden; }
  .mobile-score-track span { display: block; height: 100%; border-radius: inherit; background: linear-gradient(90deg, #153c55, #087c77); }
  .mobile-score-labels { display: flex; justify-content: space-between; color: #637384; font-size: 9px; }
  table.cmp td:nth-child(3) { order: 3; }
  table.cmp .bonus-strong { width: 100%; padding: 14px 12px; text-align: center; font: 800 18px/1.4 var(--display); }
  table.cmp td:last-child { order: 4; }
  .mobile-card-details { display: block; font-size: 12px; margin-bottom: 10px; }
  .mobile-card-details summary { cursor: pointer; text-align: center; color: #47586a; padding: 7px 0; }
  .mobile-card-details > div { padding: 12px 0 0; }
  .mobile-cta-label { display: inline; }
  table.cmp .btn-cta { min-height: 48px; font-size: 17px; }
  .mobile-card-terms { display: block; text-align: center; color: #637384; font-size: 10px; margin: 8px 0 0; }
  .optable { font-size: 12px; }.optable th, .optable td { padding: 9px; }
}

.nav-item.has-sub.is-dismissed .dropdown { opacity: 0; visibility: hidden; }

/* Editorial comparison tables stay readable within narrow viewports. */
.scroll-x, .table-wrap { max-width: 100%; overflow-x: auto; margin: 20px 0; }
.table-wrap table { width: 100%; border-collapse: collapse; font-size: 14px; background: var(--surface); }
.table-wrap th, .table-wrap td { padding: 12px 14px; border: 1px solid var(--line); text-align: left; overflow-wrap: anywhere; }
.table-wrap th { background: var(--bg-2); }
.page-content h2, .page-content section[id] { scroll-margin-top: 100px; }
.page-content li + li { margin-top: 8px; }
@media (max-width: 600px) {
  .table-wrap > table { min-width: 520px; }
  .table-wrap { scrollbar-width: thin; }
}

/* Mobile money pages lead with the title, byline and comparison. */
.mobile-page-intro { display: none; }
@media (max-width: 600px) {
  body:has(.money-page) > .wrap:has(.crumb) { display: none; }
  .money-page .hero { padding: 16px 0 14px; border-bottom-width: 2px; }
  .money-page .hero .eyebrow, .money-page .hero .lede, .money-page .hero .trustrow { display: none; }
  .money-page .hero h1 { font-size: 24px; line-height: 1.15; letter-spacing: -.5px; margin: 0 0 10px; text-wrap: initial; }
  .money-page .hero .author { margin: 0; padding: 8px 10px; gap: 8px; font-size: 11px; line-height: 1.35; border-radius: 8px; background: #f0f5f6; border-color: #d9e5e8; }
  .money-page .hero .author .avatar { width: 28px; height: 28px; }
  .money-page .hero .author .meta { display: grid; grid-template-columns: minmax(0, 1fr) auto; align-items: center; gap: 3px 6px; flex: 1; }
  .money-page .hero .author-credit { grid-column: 1; grid-row: 1; white-space: nowrap; }
  .money-page .hero .author-check, .money-page .hero .author-check small { display: contents; }
  .money-page .hero .author-review { grid-column: 1 / -1; grid-row: 2; font-size: 10px; color: #526675; }
  .money-page .hero .author-updated { grid-column: 2; grid-row: 1; font-size: 10px; color: #526675; white-space: nowrap; }
  .money-page .hero .author-role, .money-page .hero .author-separator, .money-page .hero .author-date-full { display: none; }
  .money-page .hero .author-date-short { display: inline; }
  .money-page .hero .author-date-label { position: absolute; width: 1px; height: 1px; overflow: hidden; clip-path: inset(50%); }
  .money-page .page-content { padding-top: 14px; }
  .money-page .mobile-page-intro { display: block; margin: 20px 0; }
  .money-page .affiliate-table-heading { font-size: 21px; line-height: 1.18; margin-bottom: 10px; }
  .money-page .toplist > p { font-size: 12px; line-height: 1.4; margin-bottom: 10px; }
  .money-page .cmp-wrap { margin-top: 10px; }
  .money-page table.cmp tbody tr { gap: 14px; padding: 16px 20px; border: 1px solid #e5ddcf; border-radius: 22px; }
  .money-page table.cmp tbody tr:first-child { border: 2px solid #d49a2c; }
  .money-page table.cmp .op-cell { flex-direction: column; text-align: center; gap: 14px; }
  .money-page table.cmp .op-logo { width: min(230px, 100%); height: 88px; padding: 12px 24px; border-color: #e5ddcf; }
  .money-page table.cmp .op-name { font-size: 24px; color: #292a25; }
  .money-page .rank-badge { width: 42px; height: 42px; border-color: #d49a2c; color: #bd861c; font: 20px var(--big); }
  .money-page .mobile-award { color: #ad7619; font-size: 9px; font-weight: 500; letter-spacing: 1.2px; }
  .money-page .mobile-score-labels { display: flex; align-items: center; margin-top: 8px; color: #786f63; font-size: 10px; }
  .money-page .mobile-rating-value { color: var(--ink); font: 800 32px/1.1 var(--display); }
  .money-page .mobile-rating-value small { font-size: 17px; font-weight: 600; }
  .money-page .mobile-score strong { font-size: 11px; font-weight: 600; color: #695c3f; letter-spacing: 1px; text-transform: uppercase; }
  .money-page .mobile-score-track { height: 8px; margin: 9px 0 0; background: #f0dfae; }
  .money-page .mobile-score-track span { background: linear-gradient(90deg, #cf9b2e, #e9cc82); }
  .money-page table.cmp .bonus-strong { padding: 12px; font-size: 18px; line-height: 1.3; color: #292a25; border-color: #e4b34f; border-radius: 12px; background: linear-gradient(120deg, #f8e7b8, #fff6e0); }
  .money-page table.cmp td:last-child { display: flex; flex-direction: column; gap: 8px; margin-top: 0; }
  .money-page .comparison-action { order: 0; }
  .money-page .mobile-card-details { order: 1; margin: 0; }
  .money-page .mobile-card-details summary { padding: 4px 0; color: #786b52; }
  .money-page table.cmp .btn-cta { min-height: 58px; font-size: 18px; padding: 14px 16px; border-radius: 16px; background: #e74926; }
  .money-page table.cmp .btn-cta:hover { background: #c63819; }
  .money-page .mobile-card-terms { margin-top: 10px; font-size: 9px; line-height: 1.4; color: #786f63; }
}

/* Compact bonus summaries retain full conditions in the comparison details. */
.desktop-offer-brand, .desktop-rank-zero, .desktop-score-label, .desktop-score-track { display: none; }
.offer-mobile { display: none; }
.offer-note { display: block; margin-top: 4px; font: 500 11px/1.35 var(--font); }
.operator-data-note { margin: 12px 0 18px; color: var(--ink-mute); font-size: 12px; line-height: 1.5; }
.research-history { margin: 16px 0; padding: 12px; background: var(--bg-2); border-radius: 8px; font-size: 13px; }
.research-history summary { cursor: pointer; font-weight: 700; }
.research-history p { margin: 10px 0 0; }
@media (max-width: 600px) {
  .desktop-rank-zero { display: inline; }
  .offer-desktop { display: none; }
  .offer-mobile { display: inline; }
  .money-page .mobile-card-details summary { min-height: 32px; }
}
@media (max-width: 360px) {
  .money-page table.cmp tbody tr { gap: 8px; padding: 12px; }
  .money-page .rank-badge { width: 32px; height: 32px; font-size: 17px; }
  .money-page table.cmp .op-cell { gap: 6px; }
  .money-page table.cmp .op-logo { height: 64px; padding: 8px 24px; }
  .money-page table.cmp .op-name { font-size: 22px; }
}
@media (min-width: 601px) {
  table.cmp .mobile-card-details { display: block; max-width: 260px; margin-bottom: 10px; font-size: 12px; }
  table.cmp .mobile-card-details summary { cursor: pointer; color: var(--ink-soft); padding: 6px 0; }
  table.cmp .mobile-card-details p { margin-bottom: 9px; }
}

/* Desktop affiliate cards: large logos, bonus panels and a clear action column. */
@media (min-width: 961px) {
  table.cmp, table.cmp tbody { display: block; }
  table.cmp thead { position: absolute; width: 1px; height: 1px; overflow: hidden; clip-path: inset(50%); }
  table.cmp tbody { display: grid; gap: 14px; }
  table.cmp tbody tr {
    display: grid;
    grid-template-columns: 34px 144px minmax(220px, 1fr) 170px 180px;
    grid-template-rows: auto auto;
    gap: 4px 20px;
    align-items: center;
    padding: 24px 20px 16px;
    border: 1px solid #e5ddcf;
    border-radius: 18px;
    background: #fff;
  }
  table.cmp tbody tr.is-top { border-color: #d49a2c; }
  table.cmp tbody td, table.cmp tbody td:first-child, table.cmp tbody td:last-child,
  table.cmp tbody tr.is-top td, table.cmp tbody tr:hover td {
    padding: 0; border: 0; border-radius: 0; background: transparent; min-width: 0;
  }
  table.cmp td:first-child { grid-column: 1; grid-row: 1; }
  table.cmp td:nth-child(2) { grid-column: 2; grid-row: 1; }
  table.cmp td:nth-child(3) { grid-column: 3; grid-row: 1; }
  table.cmp td[data-label="Rating"] { grid-column: 4; grid-row: 1; }
  table.cmp tbody td.comparison-fact { display: none; }
  table.cmp tbody td:last-child { display: contents; }
  table.cmp .rank-badge { font-size: 28px; color: #b1a48d; }
  table.cmp .is-top .rank-badge { color: #bd861c; }
  .desktop-rank-zero { display: inline; }
  table.cmp .op-cell { min-width: 0; }
  table.cmp .op-cell > div { position: absolute; width: 1px; height: 1px; overflow: hidden; clip-path: inset(50%); }
  table.cmp .op-logo { width: 144px; height: 88px; padding: 10px; border-color: #e5ddcf; border-radius: 12px; }
  .desktop-offer-brand { display: block; margin-bottom: 9px; }
  .desktop-offer-brand .op-name { display: block; font-size: 22px; line-height: 1.2; }
  .desktop-pick { display: block; margin-bottom: 5px; color: #ad7619; font-size: 9px; letter-spacing: 1.3px; text-transform: uppercase; }
  table.cmp .bonus-strong { display: block; padding: 12px 14px; border: 1px solid #e4b34f; border-radius: 12px; background: linear-gradient(120deg, #f8e7b8, #fff6e0); color: #292a25; font: 800 24px/1.2 var(--display); overflow-wrap: anywhere; }
  table.cmp .offer-desktop { display: none; }
  table.cmp .offer-mobile { display: inline; }
  table.cmp .offer-note { margin-top: 6px; color: #695c3f; font-size: 11px; font-weight: 500; }
  .desktop-score-label { display: block; color: #5c513b; font-size: 12px; font-weight: 600; }
  .desktop-score-track { display: block; height: 6px; margin: 10px 0 8px; border-radius: 6px; background: #f0dfae; overflow: hidden; }
  .desktop-score-track > span { display: block; height: 100%; background: linear-gradient(90deg, #cf9b2e, #e9cc82); border-radius: inherit; }
  table.cmp .rating { text-align: right; color: var(--ink); font: 800 36px/1.1 var(--display); }
  table.cmp .rating small { display: inline; margin: 0; color: inherit; font: 600 18px/1.1 var(--display); }
  .comparison-action { grid-column: 5; grid-row: 1; }
  table.cmp .btn-cta { width: 100%; min-height: 48px; background: #e74926; border-radius: 12px; }
  table.cmp .btn-cta:hover { background: #c63819; }
  table.cmp .mobile-card-terms { display: block; margin: 9px 0 0; text-align: center; color: #786f63; font-size: 9px; line-height: 1.4; }
  table.cmp .mobile-card-details { grid-column: 3 / -1; grid-row: 2; max-width: none; margin: 0; font-size: 12px; }
  table.cmp .mobile-card-details summary { width: fit-content; padding: 5px 0 0; color: #786b52; }
  table.cmp .mobile-card-details[open] > div { margin-top: 12px; padding: 16px; border-radius: 10px; background: #faf7ef; }
}
@media (min-width: 961px) and (max-width: 1150px) {
  table.cmp tbody tr { grid-template-columns: 28px 128px minmax(190px, 1fr) 128px 150px; column-gap: 14px; padding-left: 16px; padding-right: 16px; }
  table.cmp .op-logo { width: 128px; height: 82px; }
  table.cmp .bonus-strong { font-size: 21px; }
  .desktop-offer-brand .op-name { font-size: 20px; }
}