Personal

Disability Income Protection Insurance

For most people their biggest asset is likely to be their ability to earn an income (until they can afford to retire). You can insure to replace income if you are unable to work due to sickness or accident with Disability Income Protection Insurance.

Life Insurance

Life Insurance pays out in the event of your death. The benefit can be structured as a lump sum and/or a monthly benefit. The benefit can be used to repay debt and provide for loved ones left behind.

Total and Permanent Disablement Benefit (TPD)

TPD pays out a lump sum which can be used to repay debt, cover lifestyle and specialised care costs.

Living Assurance (also known as Critical Illness or Trauma Insurance)

From stroke and heart attack to cancer and kidney disease, serious illness can occur without warning and require major changes in family life. Living Assurance helps to keep your family finances in good health while you recover.

Health (Medical) Insurance

Health Insurance gives you greater choice and more immediate attention when you need hospital care or an operation. While the NZ public health system looks after urgent problems, treatment for non-urgent medical conditions can involve a long, uncomfortable wait.

If you have an AIA (formerly Sovereign Assurance) health insurance policy and want to make a claim you can do this online if you prefer. Click here to go to the AIA on line claim page. You will need your policy number and policy owner details at hand.